I know what it’s like to struggle with bad credit, so I piloted a youth personal finance course

I know what it’s like to struggle with bad credit, so I piloted a youth personal finance course

During my freshman year at Brooklyn College, there were credit card companies lined up, eager to earn the business of students. Enticed by various rewards programs and sales pitches that only told part of the story, many students signed up for one or more cards without understanding the repercussions of late payments.

Lacking basic financial literacy meant that many college students started off their adult lives with poor credit. As a result, they faced challenges later in life when they needed to borrow money but couldn’t secure a low-interest loan. (A 2009 federal law has made it harder for those under 21 to obtain a credit card, though financial products companies haven’t stopped trying to lure college students.)

Read the full article here: https://ny.chalkbeat.org/2023/4/21/23668635/personal-finance-financial-literacy-credit-cards-crypto

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